Life Insurance and Accidental Death & Dismemberment Benefit Carrier Change

Please be advised that the Iron Workers Local 11 Welfare Fund has made the following change to its Life Insurance and Accidental Death & Dismemberment (AD&D) Benefit Carrier for Active Members. This change does not affect the amount of your life insurance coverage.

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SMM on Dental Benefits Modification

The Board of Trustees of the Iron Workers Local 11 Welfare Fund have approved the modification of your dental benefits, administered by Delta Dental PPO.

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SMM on Hearing Aid Benefit Change Effective July 1, 2016

At the June 14th, 2016 Board of Trustees Meeting, the following change, effective July 1, 2016, was approved by the Trustees for the Welfare Fund: The Hearing Aid Benefit has been increased from $1,200.00 per ear to $2,200.00 per ear for Active Members and their eligible dependents. This benefit remains payable once in any 36 month period.

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Summary of Benefits and Coverage (SBC) June 1, 2016

Enclosed you will find the lronworkers Local 11 Welfare Fund's Summary of Benefits and Coverage (SBC). The SBC provides a general description of the health benefits provided by our Fund. SBCs are required by the Affordable Care Act (ACA). Please share the SBC with your family members who are eligible for Fund coverage.

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Emergency Care, Urgent Care or Retail Health Care?

When you need medical help in a hurry, an Emergency Room (ER) may not be your best option for care. Urgent care centers and retail health centers treat illnesses or injuries that are not life threatening, often with a shorter wait time. See links below:

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Health Screening & Flu Shot

Free biometric health screenings and Flu Shots for Iron Workers Local 11 members and their eligible dependents are being offered and sponsored by Horizon BCBSNJ and conducted by Summit Health. This health screening helps you “know your numbers” and identify potential health risks. Click below for more information.

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