Summary of Benefits and Coverage (SBC)

Enclosed you will find the Iron Workers Local 11 Welfare Fund's Summary of Benefits and Coverage (SBC).

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SMM on Mental Health and Substance Abuse Carrier Change Effective 7/1/17

Plan Change Effective July 1, 2017- Horizon Blue Cross Blue Shield Direct Access to Administer your Mental Health and Substance Abuse Benefits

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Elimination of Cost Sharing for In-Network Annual Physical Examinations

The Board of Trustees' are pleased to announce that effective March 1, 2017, the Iron Workers Local 11 Welfare Fund will eliminate cost sharing for in-network annual physical examinations and four cancer screening procedures.

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SMM on Dental Benefits Modification

The Board of Trustees of the Iron Workers Local 11 Welfare Fund have approved the modification of your dental benefits, administered by Delta Dental PPO.

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SMM on Hearing Aid Benefit Change Effective July 1, 2016

At the June 14th, 2016 Board of Trustees Meeting, the following change, effective July 1, 2016, was approved by the Trustees for the Welfare Fund: The Hearing Aid Benefit has been increased from $1,200.00 per ear to $2,200.00 per ear for Active Members and their eligible dependents. This benefit remains payable once in any 36 month period.

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SMM On Dental and Vision Benefit Change Effective 3/1/2016

The Board of Trustees is pleased to announce that the Fund will provide comprehensive PPO networks for the Fund’s dental and vision benefits. These PPO networks will replace the existing benefits provided through the Fund for active participants and covered dependents, including those participants and dependents covered by Cobra, effective March 1, 2016. Click below for more information and links.

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